Oakley, Brentwood and Antioch real estate and homes for sale in California - Bryce Ellsworth, REALTOR® Bryce Ellsworth REALTOR(r) for Oakley, Brentwood and Antioch, California real estate - NUMBER1EXPERT™ Bryce Ellsworth NUMBER1EXPERT(tm) for Oakley, Brentwood and Antioch, California real estate
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Bryce Ellsworth, REALTORŪ, real estate agent and broker for Oakley, Brentwood and Antioch California home listings, property and land for sale - NUMBER1EXPERT(tm)

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About Bryce Ellsworth?: Oakley, Brentwood and Antioch California home buying, real estate listings, and homes for sale in Contra Costa County, CA
Welcome > About Me > Who Am I? ...


Meet Bryce Ellsworth 

As a local resident, I have a vested interest in what happens to this community. My goal for homeowners is to get them their best possible price within whatever their timeframe may be. This will be done through a variety of methods that consistently Get My Clients Top Dollar for Their Homes

For my Buyers, as an expert in the area, I will be able to guide you through each and every development and will work through all of the positive and negative things for each home. This will be key in knowing a Great Buy from a not so good one. 

I am the Broker and Owner of Windermere Ellsworth & Associates and have consistently been ranked #1 in many sales catagories as well as being used an an expert throughout the industry.  

Regardless of whether you are a buyer, seller, or just a curious fence sitter, you will be pleased with the professionalism, integrity, and experience that I give to all of my clients. As you will see from my website, I am current with all the lastest Internet technology and welcome you to explore the many resources I have to offer you. 

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Real Estate Tips
Financing Your Home >The Margin on an ARM

When you are shopping for an Adjustable Rate Mortgage, the important thing to consider is the margin. Each time your loan is adjusted, the new interest rate will be tied to an index of Treasury notes. The margin is the percentage point above that index where your rate will be set.

Let's suppose that you have a one-year ARM with a 2.5 margin. Your initial rate was 7.5%, and during the first year of the loan, the index of 1-year Treasury notes was at 6.25%. The rate for the second year of your loan would be adjusted to 8.75%. With a margin of 2.75, it would increase to 9%. Some lenders offer lower initial rates with higher margins. In this case, the subsequent rates could be higher after the first year, than if you chose a higher initial rate with a lower margin.

If you are confused by the various mortgage offers, ask a professional mortgage broker to sit down with you and show you how it works. Today the rates and different financial possibilities are so variable that it is a good idea to talk to a mortgage broker--they usually know where the best rates can be found.

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Real Estate Trivia
Q 
What are considered the ideal conditions for a buyer's market?

A 
In a buyer's market, there are more houses for sale than buyers, homes take longer to sell, and sellers may have to cut prices.
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Bryce Ellsworth, REALTORŪ, real estate agent and broker for Oakley, Brentwood and Antioch California home listings, property and land for sale - NUMBER1EXPERT(tm)

Bryce Ellsworth, Broker
Windermere Ellsworth & Associates

8335 Brentwood Blvd. Ste. F,
Brentwood, CA 94513
925-642-SOLD
925-642-7653
925-513-2605
Fax: 925-516-3254
Email: bryce@topproducer.com

As a local resident, I have a vested interest in what happens to this community. My goal for homeowners is to get them their best possible price within whatever their timeframe may be. This will be done through a variety of methods that consistently Get My Clients Top Dollar for Their Homes. For my Buyers, as an expert in the area, I will be able to guide you through each and every development and will work through all of the positive and negative things for each home. This will be key in knowing a Great Buy from a not so good one. I have achieved Top 10 status in sales in Contra Costa County for 2003, 2004, 2005, 2006 & 2007. I am also currently the Owner and Broker of Windermere Ellsworth & Associates. Regardless of whether you are a buyer, seller or just a curious fence sitter, you will be pleased with the professionalism, integrity and experience that I give to all of my clients. As you will see from my website, I am current with all the latest Internet technlogy and welcome you to explore the many resources I have to offer you.

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