All agents are NOT alike! Find out why I am a top real estate expert. Call me: 925-642-7653.

Sign Up For My eNewsletter, FREE!
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
Find Out More >
View All Offers >

A Dream Come True
"Our Dream of Owning a Home"
Philip and Shawna
Read Quote >
View All Quotes >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Bryce Ellsworth is one of The Top Selling Real Estate Experts™
Find Out More >

Mortgage Prequalification: Oakley, Brentwood and Antioch California home buying, real estate listings, and homes for sale in Contra Costa County, CA

Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Oakley, Brentwood and Antioch REALTORŽ to offer services such as these.

Once you fill out the form, I will quickly process your information and get right back to you!

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation...

	About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State:
Country:
Zip/Postal Code:
Phone:
	About Your Move
When Are You Moving?
Where Are You Moving?
	About Your Home Search
Your Price Range?
Number Of Bedrooms?
Number Of Bathrooms?
Home Size In Square Feet?
	Loan Info
Anticipated Down Payment:
Desired Loan Amount:
Total Monthly Income:
Total Monthly Debt Payment:
	Additional Info
Please Enter More Details, Along With Any Comments, Concerns, Or Questions:
Send Latest Listings:
Send Latest News:

*Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
I Guarantee Your Privacy >
Free & Without Obligation >

First Time Buyers >Affording A Home

Are you getting ready to buy your first home? It is important to know how much you can afford before you begin looking at properties. Talking with a lender and getting pre-approved for a loan puts you in a stronger negotiating position with sellers.

As a rule, your monthly housing costs should not exceed 28% of your monthly pre-tax income. These costs include the mortgage payment, real estate taxes, and insurance. If you have long-term debts, such as student loans or car payments, your monthly payments, including your housing costs, should be less than 36% of your pre-tax monthly income. Some loans, such as VA and FHA loans, are more flexible with these basic guidelines.

Depending on which type of mortgage you select, you can consider houses in various price ranges. An adjustable-rate mortgage will usually enable you to qualify for a higher loan amount. Your real estate agent can help you make the basic calculations. Remember that buying at the top end of your price range gives you more time to outgrow your home, and can save you money over the long term.

	See All Tips In The "First Time Buyers" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	Who received the largest land grant ever given to an English subject for only two beaver skins per year?
A	William Penn, the Quaker leader, received Pennsylvania and Delaware to settle a debt owed his father by King Charles II.
See More Real Estate Trivia >

See the nation's top rated School Reports >

Get My Latest Listings Before Anyone Else!
As soon as I list another home for sale, I'll email you. You'll know first.

Cornerstone Funding Group
Cornerstone Funding Group is an elite group of lenders committed to providing the best possible service and pricing for our clients.
Find Out More >

Bryce Ellsworth, REALTORŽ, real estate agent and broker for Oakley, Brentwood and Antioch California home listings, property and land for sale - NUMBER1EXPERT(tm)

Bryce Ellsworth
Windermere Ellsworth & Associates
8335 Brentwood Blvd. Ste. F,
Brentwood, CA 94513
925-642-SOLD
925-642-7653
925-513-2605
Fax: 925-516-3254
Email: bryce@topproducer.com
As a local resident, I have a vested interest in what happens to this community. My goal for homeowners is to get them their best possible price within whatever their timeframe may be. This will be done through a variety of methods that consistently Get My Clients Top Dollar for Their Homes. For my Buyers, as an expert in the area, I will be able to guide you through each and every development and will work through all of the positive and negative things for each home. This will be key in knowing a Great Buy from a not so good one. I have achieved Top 10 status in sales in Contra Costa County for 2004, 2005, 2006 & 2007. I am also currently the Owner and Broker of Windermere Ellsworth & Associates. Regardless of whether you are a buyer, seller or just a curious fence sitter, you will be pleased with the professionalism, integrity and experience that I give to all of my clients. As you will see from my website, I am current with all the latest Internet technlogy and welcome you to explore the many resources I have to offer you.

www.BryceSellsHomes.com is brought to you by Bryce Ellsworth
NUMBER1EXPERT™ in real estate for Oakley, Brentwood and Antioch, California

Read My Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge