Thinking of Buying or Selling? You have come to the right place. Where you, the client, is Number 1! 
Selling Home After Home for Top Dollar |
Think it's a tough market? Your REALTOR not getting your goals accomplished? YOU NEED AN EXPERT! With over 500 homes personally sold and over $225,000,000 in sales I know what it takes to succeed in this market. I see clients day after day that have been unable to get their home sold, they don't understand how a short sale works (worse yet either do their agents) or their agents just can't win out in the bidding process against other agents. Why? They don't have a proven expert on their side. Real Estate sales take hard work, honesty with the client, and a drive to be the best. If you want your home sold or are just looking for that perfect home, you have landed on the right agent’s web site. If your are thinking of doing a short sale I have a 90% success rate in selling homes short. Thinking about selling your home and are going to get money out of it, we do full service listings still. Yes, that’s right, virtual tours, color flyers, we place you on over 100 web sites and negotiate the highest price possible. Want to buy that first investment property, 10th investment property? I have worked with clients in all aspects of real estate, know what they need and get the job done. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR REALTOR®. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As one of the top 10 agents in all of Contra Costa County for the last 7 years I have the experience and track record you are looking for. Please let me help. You won't be sorry you did. Bryce Ellsworth, Broker DRE Lisc 01305147  |
Financing Your Home >Credit Card Mania
Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.
According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.
The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.
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What mortgage transactions between borrowers and lending institutions operate in the private sector of the economy?
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Conventional mortgages are private sector transactions that are not insured or guaranteed by the government. |
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