Oakley, Brentwood and Antioch real estate and homes for sale in California - Bryce Ellsworth, REALTOR® Bryce Ellsworth REALTOR(r) for Oakley, Brentwood and Antioch, California real estate - NUMBER1EXPERT™ Bryce Ellsworth NUMBER1EXPERT(tm) for Oakley, Brentwood and Antioch, California real estate
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Bryce Ellsworth, REALTORŪ, real estate agent and broker for Oakley, Brentwood and Antioch California home listings, property and land for sale - NUMBER1EXPERT(tm)

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Relocating?: Oakley, Brentwood and Antioch California home buying, real estate listings, and homes for sale in Contra Costa County, CA
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Request My Free Relocation Package. Don't Move To Oakley, Brentwood and Antioch Without It! 

Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate to and from the Oakley, Brentwood and Antioch, California area. 

If you will be moving to the Oakley, Brentwood and Antioch area, we can correspond by email and phone. Together, we'll determine what type of home, price range, and neighborhoods you are interested in. I'll send you every home or property that is currently available that matches your criteria. 

When you visit, I'll be ready! We will visit the Oakley, Brentwood and Antioch neighborhoods and homes that interest you the most. 

In addition, we can talk about schools, sub-divisions, local market conditions, local culture... anything that is important to you. 

Remember: As a top Oakley, Brentwood and Antioch REALTORŪ, it's my job to know this area inside and out, and I want to make your transition as smooth as possible. 

To get started, fill out the form to request my FREE Oakley, Brentwood and Antioch, California Relocation Package. I'll send it right out. It's full of useful and important information about this area. You are under no obligation, so you can't go wrong... 

Are you new to the area? Request my FREE package of Oakley, Brentwood and Antioch relocation information. It's my job to help! There's no obligation, and I promise to respond quickly... 

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Real Estate Tips
Financing Your Home >ARMs

Here is a tip for those who are shopping for Adjustable Rate Mortgages (ARMs): the "margin" is almost as important as the initial rate. The margin is the percentage point above the average yields for Treasury notes on which future rate adjustments will be calculated.

Let's compare two hypothetical one-year ARMs. The first may have an initial interest rate of 7% with a 2.5 margin, while the second begins at 6 7/8% with a 2.75 margin. Both loans have rate caps of 2%. Suppose that at the end of the first year of the loan, the average of the one-year Treasury note yield has been 5 1/2%. For each loan, the lenders will add the margin to that 5 1/2% average yield. Thus the interest rate for first loan would increase from 7% to 8%, and the second would go from 6 7/8% to 8 1/4%. While the first ARM had a slightly higher initial rate, it will have lower rates in subsequent years, unless the Treasury note rates increase enough to activate the annual caps on the amount of the increase. There is a wide variance among margins in ARMs offered by competing lenders, and this should be a factor when you decide on your loan.

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Real Estate Trivia
Q 
The upper walls of what famous holy temple are lined with gold?

A 
The Golden Temple in Amritsar, India is the most sacred temple and spiritual center of the Sikhs.
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Bryce Ellsworth, REALTORŪ, real estate agent and broker for Oakley, Brentwood and Antioch California home listings, property and land for sale - NUMBER1EXPERT(tm)

Bryce Ellsworth
Windermere Ellsworth & Associates

8335 Brentwood Blvd. Ste. F,
Brentwood, CA 94513
925-642-SOLD
925-642-7653
925-513-2605
Fax: 925-516-3254
Email: bryce@topproducer.com

As a local resident, I have a vested interest in what happens to this community. My goal for homeowners is to get them their best possible price within whatever their timeframe may be. This will be done through a variety of methods that consistently Get My Clients Top Dollar for Their Homes. For my Buyers, as an expert in the area, I will be able to guide you through each and every development and will work through all of the positive and negative things for each home. This will be key in knowing a Great Buy from a not so good one. I have achieved Top 10 status in sales in Contra Costa County for 2004, 2005, 2006 & 2007. I am also currently the Owner and Broker of Windermere Ellsworth & Associates. Regardless of whether you are a buyer, seller or just a curious fence sitter, you will be pleased with the professionalism, integrity and experience that I give to all of my clients. As you will see from my website, I am current with all the latest Internet technlogy and welcome you to explore the many resources I have to offer you.

REALTORMLSEqual Housing


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