Oakley, Brentwood and Antioch real estate and homes for sale in California - Bryce Ellsworth, REALTOR® Bryce Ellsworth REALTOR(r) for Oakley, Brentwood and Antioch, California real estate - NUMBER1EXPERT™ Bryce Ellsworth NUMBER1EXPERT(tm) for Oakley, Brentwood and Antioch, California real estate
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Bryce Ellsworth, REALTORŪ, real estate agent and broker for Oakley, Brentwood and Antioch California home listings, property and land for sale - NUMBER1EXPERT(tm)

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About Me: Oakley, Brentwood and Antioch California home buying, real estate listings, and homes for sale in Contra Costa County, CA
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Real Estate Tips
Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Real Estate Trivia
Q 
What is considered one of the slimmest buildings ever designed?

A 
The Carnegie Hall Tower, designed by Cesar Pelli, is only 50 feet wide and 60 stories high.
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Bryce Ellsworth, REALTORŪ, real estate agent and broker for Oakley, Brentwood and Antioch California home listings, property and land for sale - NUMBER1EXPERT(tm)

Bryce Ellsworth, Broker
Windermere Ellsworth & Associates

8335 Brentwood Blvd. Ste. F,
Brentwood, CA 94513
925-642-SOLD
925-642-7653
925-513-2605
Fax: 925-516-3254
Email: bryce@topproducer.com

As a local resident, I have a vested interest in what happens to this community. My goal for homeowners is to get them their best possible price within whatever their timeframe may be. This will be done through a variety of methods that consistently Get My Clients Top Dollar for Their Homes. For my Buyers, as an expert in the area, I will be able to guide you through each and every development and will work through all of the positive and negative things for each home. This will be key in knowing a Great Buy from a not so good one. I have achieved Top 10 status in sales in Contra Costa County for 2003, 2004, 2005, 2006 & 2007. I am also currently the Owner and Broker of Windermere Ellsworth & Associates. Regardless of whether you are a buyer, seller or just a curious fence sitter, you will be pleased with the professionalism, integrity and experience that I give to all of my clients. As you will see from my website, I am current with all the latest Internet technlogy and welcome you to explore the many resources I have to offer you.

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